Appraiser CooperativeAlternative To Appraisal Management Companies

No one can argue that there has been a problem in the lending industry for some time and there is no greater evidence than the government's recent takeover of the two largest purchaser of mortgage backed securities (Fannie Mae & Freddie MAC).

The government's implementation of the Home Valuation Code of Conduct (HVCC) and surrounding litigation clearly illustrate the inherent problems of lender pressure on appraisers and the use of unregulated and questionably biased valuations, which led to the devaluation of the mortgage industry.

The appraisal industry, who initially applauded the acknowledgement and the seemingly noble efforts to curb lender pressure, now find themselves rallying together in an attempt to stop what appears to be the destruction of their livelihood as a result of unintended consequences. Literally thousands of appraisers have given a warning cry about the effects HVCC will ultimately bring about, but the whining is far more than self protection.

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	Our Appraiser Cooperative enhances the performance of a Lender, while keeping them in compliance with industry standards.		ReValyoo is an AMC's premiere resource partner and "one stop" source for coordinating quality appraisal assignments.
	Industry trends show that the outsourcing of appraisal assignments will become more widespread in the foreseeable future.		Using an Appraised Value as a negotiating tool allows a real estate agent to do what they do best. Market & Negotiate