Appraiser CooperativeAlternative To Appraisal Management Companies
Freddie Mac Requirements & Announcements
The Federal Home Loan Mortgage Corporation (FHLMC), commonly known as Freddie Mac, is a stockholder-owned corporation chartered by Congress in 1970 as a government-sponsored enterprise (GSE). The corporation's purpose is to provide liquidity, stability and affordability to the housing market. Click here to access their website.
Home Valuation Code of Conduct
Effective May 1, 2009, Freddie Mac will no longer purchase mortgages from Sellers that do not adopt the Code with respect to single-family mortgages that are delivered to Freddie Mac. Click here to view Freddie Mac's Bulletin 2009-7.
To view Freddie Mac's list of frequently asked questions about the Home Valuation Code of Conduct, Click Here.
Click here to view Freddie Mac's HVCC Facts Sheet or to view Freddie Mac's underwriting requirements regarding the HVCC, Click Here
Single Family Appraisal Guidance
Freddie Mac provides guidance to servicers and supplements to the policy requirements in the Freddie Mac Seller/Servicers Guide. To access of the Guide, Click Here.
Specific Guide References
Guide Chapter 44: Appraisal Reports, Inspection Reports and No-Appraisal MAF
Guide Chapter 42: Special Warranties for Condominiums
Guide Chapter H33: Manufactured Homes
Guide Chapter K33: Mortgages for Newly Constructed Homes
Other Announcements
Appraisal Review Reminders Click Here
Condominium Project Analysis Click Here
Manufactured Homes Underwriting Reminders Click Here